Is consolodating my student loan smart

31-Dec-2017 23:45

Some of these plans include partial loan forgiveness if you qualify." Don't be fooled by the six month "grace period" you get before you have to start making payments."You are accruing interest during this period, so it's adding to the amount you'll have to pay over the length of your loan," Foley says."Once you've organized, reduced, refinanced, and consolidated — start paying them off," Foley says."You are paying interest on the amount you borrowed over the length of your loan."If I had not been such a pack rat I'd have had to pay that one twice," he says."Nobody writes checks anymore, but be sure to keep good records.This option will require you to work for the government or a 501(c)(3) non-profit.

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"This means you have a hodge-podge of loans of different amounts, under different programs, at different rates, from different lenders.

"All my 'tips' still involve paying off your loans.

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